a huge weight has been lifted!
do you understand the freedom you feel when you pay a ginormous bill and you’re suddenly free of specific financial responsibilities? if i could go back and tell 18-year-old me any piece of advice:
never apply for any credit card.
never put 2 quarter’s worth of tuition on said credit cards, never let your roommate drag you along to shopping sprees in downtown chicago in-between classes just because state street is your backyard and you think you’re SO COOL because of it (NOT), never get tempted to buy every new thing that comes in shipment at whatever retailer you work at, never let anyone convince you that an XX,XXX line of credit spread amongst several cards is ever a good thing, never max out, never max out, never max out, and never let your savings deplete because of your irresponsibility with money. but hell, if you still do, pay your goddamn shit on time.
i’m freeeeeeeeeeeeeeeeeeeee!
so to anyone who’s been all “ay, what’s been up with you” or “you kinda fell off” my only response is i’ve been working way back to a good credit score. i still dream of that lake shore drive condo and owning a music venue and all those far fetched things, but somehow all those over-the-top hopes are the things keeping me in check.
been spending more nights with netflix… while k decides on a potential car purchase (oh boy).
still don’t plan on being all suze orman anytime soon though.